Personal Umbrella Insurance

Umbrella insurance offers the ultimate peace of mind. Eliminate the gaps and insufficient limits on all your policies. You'll be amazed at how affordable coverage can be.

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Call to Experts

(281) 232-5207

What is Umbrella Insurance?

Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.

When an insured is liable to someone, the insured’s primary insurance policies pay up to their limits and any additional amount is paid by the umbrella policy up to the limit of the umbrella policy.

Common Situations Protected by Umbrella Insurance:

  • Motor vehicle accidents with excessive physical damage, bodily injuries, or death.
  • Slip and fall accidents on your property.
  • Boating Accidents.
  • Swimming Pool Accidents.
  • Physical damage or bodily injury caused by your dog.
  • Slander, libel, and defamation lawsuits.
  • Judgments that exceed the limits of your auto or home policies.

Contact us to learn more about the right umbrella insurance for you.

Lifeway Insurance Brokers place picture
5.0
Based on 31 reviews
Ebony Jackson profile picture
Ebony Jackson
2 years ago
Roger was incredibly thorough, attentive, and patient in assisting me with finding coverage for both my business and car insurance. This was, without a doubt, the best customer service I've ever experienced. It was clear that he wasn’t just trying to make a sale like he genuinely cares about his clients, and it shows in his work. I will definitely choose this place again for any of my insurance needs.
Michael Hogan profile picture
Michael Hogan
2 years ago
Roger and his team were great and very helpful throughout the process. Definitely recommend giving him a call.
Adam Beason profile picture
Adam Beason
2 years ago
Excellent service and five star coverage
Hiren Chudasama profile picture
Hiren Chudasama
2 years ago
Thank you Lifeway for everything you all have done for me from Commerical to residential Insurance. Best prices with the best customer service.
Lori Lord profile picture
Lori Lord
2 years ago
Lifeway is a great insurance broker! They have been able to support my home, auto and business needs which makes things so much easier. And they are always available to answer my questions when needed.
WRX Team profile picture
WRX Team
4 years ago
Roger has done an excellent job with providing clarity and insight every year for our business. I'm consistently impressed with the simple to understand approach and detailed answers.
Prince Henro profile picture
Prince Henro
4 years ago
Roger Gets me right everytime. Use him for all my businesses and life. Even takes care of my taxes. Definitely recommend.
Candice McGlen profile picture
Candice McGlen
5 years ago
I would recommend Lifeway to anyone who is looking for not just outstanding customer service but SOLUTIONS that will support your needs and goals. Roger is a wealth of knowledge and always willing to share what he knows to ensure his customers are empowered to make the best choices for their lives. When you work with Roger, you’re guaranteed to protect your assets while becoming more enlightened in the process. I am very pleased and will continue to use LifeWay for my insurance needs.
ari miller profile picture
ari miller
5 years ago
The team at Lifeway made sure that I understood my insurance policies, and gave me real life examples of why I needed certain coverages. Lifeway seemed to care about me as another human, not just as an insurance client. They helped me protect myself against heavy financial losses that would have placed extreme Financial burdens on my family. I’m grateful for the thoroughness of the team at Lifeway & i am a client for life!

Also, Lifeway’s tax advisory service was extremely patient and the Broker was sure to do his due diligence in filing my taxes accurately and most logically so that I could make the most of this tax year. Love it here!
Ben Freelon profile picture
Ben Freelon
5 years ago
If you are looking for an expert to offer great service in the process of acquiring insurance for your business, Roger is the man!

He explained my policy in a manner that was easy to understand, answered all of my questions, and walked me through the process.

I usually don't do reviews, But His Service Definitely Deserves a 5⭐