Business Owners Insurance

Get all your business insurance needs covered under one Business Owner's Package Insurance policy. We'll get your business covered in the most affordable way.

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(281) 232-5207

What is a Business Owner's Package Insurance Policy?

A business owner policy packages all required coverage a business owner would need. Often, BOPs will include business interruption insurance, property insurance, vehicle coverage, liability insurance, and crime insurance . Based on your company’s specific needs, you can alter what is included in a BOP.

Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

What's Covered with a Typical BOP Policy?

BOPs typically include:

  1. Property insurance for buildings and contents owned by the company — there are two different forms, standard and special, which provides more comprehensive coverage.
  2. Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.
  3. Liability protection, which covers your company’s legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.

In most cases, BOPs do NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance. You’ll need separate insurance policies to cover professional services, vehicles and your employees.

Contact us to learn more about the right Business Owners’ Package Policy for your business.

2600 S Loop West Suite 475H
Houston, TX 77054

Phone: (281) 232-5207
Fax: (888) 252-3849

Agency Hours:
Weekdays: 9:00am – 7:00pm
Saturdays: 9:00am – 12:00pm
Sundays: Closed

Lifeway Insurance Brokers place picture
5.0
Based on 31 reviews
Ebony Jackson profile picture
Ebony Jackson
2 years ago
Roger was incredibly thorough, attentive, and patient in assisting me with finding coverage for both my business and car insurance. This was, without a doubt, the best customer service I've ever experienced. It was clear that he wasn’t just trying to make a sale like he genuinely cares about his clients, and it shows in his work. I will definitely choose this place again for any of my insurance needs.
Michael Hogan profile picture
Michael Hogan
2 years ago
Roger and his team were great and very helpful throughout the process. Definitely recommend giving him a call.
Adam Beason profile picture
Adam Beason
2 years ago
Excellent service and five star coverage
Hiren Chudasama profile picture
Hiren Chudasama
2 years ago
Thank you Lifeway for everything you all have done for me from Commerical to residential Insurance. Best prices with the best customer service.
Lori Lord profile picture
Lori Lord
2 years ago
Lifeway is a great insurance broker! They have been able to support my home, auto and business needs which makes things so much easier. And they are always available to answer my questions when needed.
WRX Team profile picture
WRX Team
4 years ago
Roger has done an excellent job with providing clarity and insight every year for our business. I'm consistently impressed with the simple to understand approach and detailed answers.
Prince Henro profile picture
Prince Henro
4 years ago
Roger Gets me right everytime. Use him for all my businesses and life. Even takes care of my taxes. Definitely recommend.
Candice McGlen profile picture
Candice McGlen
5 years ago
I would recommend Lifeway to anyone who is looking for not just outstanding customer service but SOLUTIONS that will support your needs and goals. Roger is a wealth of knowledge and always willing to share what he knows to ensure his customers are empowered to make the best choices for their lives. When you work with Roger, you’re guaranteed to protect your assets while becoming more enlightened in the process. I am very pleased and will continue to use LifeWay for my insurance needs.
ari miller profile picture
ari miller
5 years ago
The team at Lifeway made sure that I understood my insurance policies, and gave me real life examples of why I needed certain coverages. Lifeway seemed to care about me as another human, not just as an insurance client. They helped me protect myself against heavy financial losses that would have placed extreme Financial burdens on my family. I’m grateful for the thoroughness of the team at Lifeway & i am a client for life!

Also, Lifeway’s tax advisory service was extremely patient and the Broker was sure to do his due diligence in filing my taxes accurately and most logically so that I could make the most of this tax year. Love it here!
Ben Freelon profile picture
Ben Freelon
5 years ago
If you are looking for an expert to offer great service in the process of acquiring insurance for your business, Roger is the man!

He explained my policy in a manner that was easy to understand, answered all of my questions, and walked me through the process.

I usually don't do reviews, But His Service Definitely Deserves a 5⭐